Use this setting if you prefer imperial units. Vehicle distance will be measured in miles and fuel consumption in gallons.
Kilometers & Liters
Use this setting if you prefer metric units. Vehicle distance will be measured in kilometers and fuel consumption in liters.
Vehicle Information & Financing Help
Remaining Vehicle Life
The estimated total mileage/kilometers the vehicle will be driven during your ownership period. This affects maintenance and operating cost calculations.
Expected Ownership Period
Calculated automatically based on remaining vehicle life and annual mileage. This shows how long you'll own the vehicle.
Annual Mileage
How many miles/kilometers you drive per year. This affects fuel costs, maintenance frequency, and ownership period calculations.
Cash Purchase
Pay the full vehicle cost upfront. No interest charges, but requires immediate full payment.
Financing
Borrow money to purchase the vehicle with monthly payments including interest. You'll own the vehicle at the end of the loan term.
Lease
Lower monthly payments but you return the vehicle at lease end. May include mileage restrictions and excess wear charges.
Car Cost
The total purchase price of the vehicle before taxes, fees, and financing.
Down Payment
Initial payment made when financing or leasing. Larger down payments reduce monthly payments and total interest paid.
Interest Rate
Annual percentage rate (APR) for financing. Lower rates mean lower total cost over the loan term.
Loan Term
Length of the financing period in years. Longer terms mean lower monthly payments but higher total interest.
Vehicle Type Selection Help
Internal Combustion Engine (ICE)
Traditional gasoline or diesel vehicles. Uses fuel price per gallon/liter and miles/kilometers per gallon/liter for fuel cost calculations.
Electric Vehicle (EV)
Battery-powered vehicles. Uses electricity price per kWh and energy efficiency (kWh per 100 miles/km) for energy cost calculations.
Hybrid Vehicle
Combines internal combustion engine and electric motor. Uses fuel consumption metrics similar to ICE vehicles but typically with better efficiency.
Fuel/Energy Information Help
Fuel Price (ICE/Hybrid)
Current price per gallon or liter of gasoline or diesel. This affects your ongoing operating costs significantly.
Fuel Efficiency (ICE/Hybrid)
How many miles/kilometers your vehicle travels per gallon/liter of fuel. Higher efficiency means lower fuel costs.
Electricity Price (EV)
Cost per kilowatt-hour (kWh) of electricity. Check your utility bill for your actual rate, which may vary by time of day.
Energy Efficiency (EV)
How many kWh your electric vehicle uses per 100 miles/kilometers. Lower values mean better efficiency and lower operating costs.
Insurance Help
Monthly Insurance
Your monthly auto insurance premium. This varies based on vehicle value, your driving record, coverage level, and location. Get quotes from multiple insurers for the most accurate estimate.
Factors Affecting Insurance
Insurance costs depend on vehicle make/model, safety ratings, theft rates, repair costs, your age, driving history, credit score, and chosen coverage levels (liability, comprehensive, collision).
Maintenance & Operating Costs Help
Oil Changes
Annual cost for regular oil changes. Frequency depends on vehicle type and driving conditions (typically every 3,000-10,000 miles).
Tire Replacement
Annual cost for tire replacement spread over tire lifespan. Consider tire quality, driving habits, and road conditions.
General Maintenance
Annual cost for routine maintenance like brake service, fluid changes, filters, belts, and scheduled services recommended by manufacturer.
Car Wash
Annual cost for vehicle cleaning and detailing. Regular washing helps maintain vehicle value and appearance.
Major Repairs
Annual estimate for unexpected repairs like transmission, engine, or major component failures. Older vehicles typically have higher repair costs.